Terms & Conditions.

Terms & Conditions.

No policy fees for life*. 

Terms & Conditions.

Offer Period: 1 June 2023 to 30-April 2024 (inclusive).

Eligible Policy means a new policy in respect of the following Fidelity Life products (only): Platinum Plus, Platinum Plus Level Term, Mortgage Protector and/or NZHL Life Product.

Offer: The policy fee (only) will be waived permanently for the lifetime of an Eligible Policy that comes into force where the illustration for that Eligible Policy is generated within the Offer Period and the application in respect of that illustration is submitted within 30 days of the illustration having been generated.

For the avoidance of doubt: 

  • The reinstatement and/or replacement of an existing Fidelity Life policy is not included in the scope of the Offer.
  • Any changes to an existing policy (for example, adding a cover or adding a person) is not included in the scope of the Offer.
  • The standard policy fee will apply to illustrations generated for new policies after 30-April 2024. 
  • The existing minimum premium will continue to apply.  
  • No existing policy fees will be amended or removed.  

Fidelity Life reserves the right to extend, change or terminate the Offer at any time without prior notice. 

The Offer is limited to the circumstances set out above. Other than as set out above, Fidelity Life does not give any representation as to the removal or amendment of any fees or expenses or otherwise.