Income protection.

Income protection.

They’re earning it, now help them protect it

Adviser Use Only

Income protection cover

When things hit the fan for your customers and they can't work because they’re disabled or suffering a serious illness, they need money as well as support. Depending on which type of cover they choose – indemnity value or agreed value - our cover gives them up to 75% of their usual income so they can keep paying for the things they need to keep life on track. Plus, we may be able to help them get back on their feet and back to work with additional funding for a rehabilitation plan.

We also offer specialist income protection cover for businesses, including farms – click here for more details.

Our Income protection cover includes:

FID0034 Fidelity Brand 4009

Income protection - Indemnity value

Provides your customers with up to 75% of their gross income as a monthly benefit during the selected benefit payment period.

Available in Platinum Plus and Platinum Plus Level Term
FID0030 Free 005 V2

Income protection - Agreed value

The monthly benefit is calculated on your customers’ gross income at application time. If they’re self-employed their gross income is averaged over the last three years.

Available in Platinum Plus and Platinum Plus Level Term

Available with income protection cover:

These are a selection of the covers and options available and require payment of an additional premium – for full details please read the customer brochure.

Frequently Asked Questions

We’ve compiled a list of the most commonly asked questions about this cover. For the full run down though, it’s really important you read our customer brochure.

See FAQs

Need more info?

Contact your Business Manager or call us on 0800 88 22 88 - we’re here to help.


Customers - The materials on this website are intended for financial adviser use only and are not intended for customer use. A financial adviser can assess your life insurance needs and make recommendations that are suitable for your personal circumstances. If you do not have a financial adviser, please contact Fidelity Life on 0800 88 22 88 and we will put you in contact with one.
Advisers - The information contained in this webpage is a convenient summary of the key points of this insurance policy and is general in nature. It is not, and is not intended to be, a policy document. Details of definitions, benefits, standard exclusions/limitations, terms and conditions are contained in the full policy documentation which is available from your Business Manager or Business Account Manager. Please refer to current policy wordings for specific details. This webpage does not provide a personalised financial advice service.