Monthly mortgage repayment.

Monthly mortgage repayment.

Help your customers keep the roof over their heads

Adviser Use Only

Why customers love it

Why your customers will love it

Choose how cover’s calculated

Either 45% of gross income or 115% of monthly mortgage payments.

Support during recovery

Additional benefits for things like rehabilitation to help them get better.

Set it up to suit

We have flexible waiting periods and benefit payment periods so they can choose an affordable cover option that suits their needs.

Why they need it

Those payments still need to be made

And this will take some of the pressure off them and their family.

They can focus on getting better

While their mortgage or rental payments are taken care of.

They’re unlikely to have enough put aside

47% of Kiwis between 18 and 64 couldn’t survive more than a month without their income – let alone pay their mortgage. 1

1 Mindthegap.co.nz – ‘Key facts about the long term sickness income gap’
Denham Image For Adviser Hub

The power of preparing for the ‘just in case’.

When 24 year old Denham and his partner Rhi, took out insurance with us they did so ‘just in case’ something were to happen to them. Three years later, a motorcycle accident changed their world.

Through their mortgage protection claim, we were able help ease financial pressure and provide access to time and resources to help Denham rehabilitate. Denham’s inspiring story shows the strength of a young family shaping their future amidst adversity.

Watch the video.

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Monthly mortgage repayment

Our Monthly mortgage repayment cover provides a monthly benefit to make sure your customers have financial support to meet their monthly mortgage or rent repayments. They can choose how much they’re covered for: either 45% of gross income, or 115% of monthly mortgage repayments. And we could even help them get back on their feet if they’re injured – with things like rehabilitation if they need it.

Available in Mortgage Protector

For a summary of our Monthly mortgage repayment cover

Download the customer brochure.

For all the details of our Monthly mortgage repayment cover

Download the policy wording.

Available with Mortgage cover:

These are a selection of the covers and options available and require payment of an additional premium – for full details please read the factsheet.

  • Waiver of premium cover

    If your customer is totally disabled, or they are receiving a partial disability benefit under an income protection type cover on the same policy, the premiums due on the entire policy after the waiting period ends will be waived. While your customer needs to pay premiums during the waiting period, any premiums paid during that period will be refunded.

    For the details, download the policy wording

    Platinum Plus, Platinum Plus Level, Mortgage Protector

  • Extra benefits option

    Benefits included in this option are: Death benefit, Total and permanent disability benefit, Specific injury benefit, and Specified medical condition benefit.

Related covers

Frequently Asked Questions

We’ve compiled a list of the most commonly asked questions about this cover. For the full run down though, it’s really important you read our factsheet.

See FAQs

Need more info?

Contact your Business Manager or call us on 0800 88 22 88 - we’re here to help.

 

Disclaimers:
Customers - The materials on this website are intended for financial adviser use only and are not intended for customer use. A financial adviser can assess your life insurance needs and make recommendations that are suitable for your personal circumstances. If you do not have a financial adviser, please contact Fidelity Life on 0800 88 22 88 and we will put you in contact with one.
Advisers - The information contained in this webpage is a convenient summary of the key points of this insurance policy and is general in nature. It is not, and is not intended to be, a policy document. Details of definitions, benefits, standard exclusions/limitations, terms and conditions are contained in the full policy documentation which is available from your Business Manager or Business Account Manager. Please refer to current policy wordings for specific details. This webpage does not provide a personalised financial advice service.