Specific injury cover.

Specific injury cover.

Greater accessibility to receive extra financial support for New Zealanders.

Adviser Use Only

*Refer to the table below listing the specific injuries covered. In the event where one specific injury progresses to another specific injury within 12 months resulting from the same accident, which is directly related to that accident, and qualifies for a higher amount, the difference will be paid.

Our Specific injury cover includes:

There are a selection of the covers and options available, and these may require payment of an additional premium - for full details please read the customer brochure.

Specific injuries covered.

The table below lists the specific injuries covered and how much will be paid for each injury.

Injury group Specific injury means Amount payable
Group 1 Fracture of jaw, skull. 2 times the sum insured
Fracture of forearm, collarbone.
Fracture of wrist, hand (excluding fingers).
Fracture of kneecap.
Fracture of ankle, heel.
Fracture of foot (excluding the toes).
Fractured vertebrae.
Full thickness or third degree burns to at least 9% of the body surface area.
Group 2 Fracture of leg below the knee (tibia or fibula). 3 times the sum insured
Fracture of the hip.
Fracture of leg above the knee (femur).
Fracture of the pelvis.
Fracture of multiple limbs.
Any injury requiring surgery under general anaesthesia.
Group 3 Full thickness or third degree burns to at least 20% of the body surface area. 6 times the sum insured
Full thickness or third degree burns to at least 25% of the face.
Full thickness or third degree burns to at least 50% of both hands.
Loss of the thumb and index finger of the same hand.
Loss of sight in one eye.
Group 4 Loss of use of one limb. 12 times the sum insured
Loss of sight in both eyes.
Profound deafness in both ears.
Paralysis (diplegia, hemiplegia, paraplegia, monoplegia, quadriplegia, and tetraplegia).

It’s important to know these specific injuries have definitions which must be met to be eligible for a claim to be paid. These definitions can be found in our Specific injury cover document. Get in touch with your Business Manager for more information.

Frequently asked questions.

We’ve compiled a list of the most commonly asked questions about this cover.

For the full run down about Specific injury cover, you can also read our customer brochure.

See FAQs

Get ready to start the conversation.

We've designed a guide to help you when creating an illustration with Specific injury cover. 

Download the guide.

Need more info?

Contact your Business Manager or call us on 0800 88 22 88 - we’re here to help.

 

Disclaimers:
Customers - The materials on this website are intended for financial adviser use only and are not intended for customer use. A financial adviser can assess your life insurance needs and make recommendations that are suitable for your personal circumstances. If you do not have a financial adviser, please contact Fidelity Life on 0800 88 22 88 and we will put you in contact with one.
Advisers - The information contained in this webpage is a convenient summary of the key points of this insurance policy and is general in nature. It is not, and is not intended to be, a policy document. Details of definitions, benefits, standard exclusions/limitations, terms and conditions are contained in the full policy documentation which is available from your Business Manager or Business Account Manager. Please refer to current policy wordings for specific details. This webpage does not provide a personalised financial advice service.