<h1>Terms and conditions.</h1>

Terms and conditions.

From 28-May 2024 until 11.59pm on 27-August 2024 (“Expiry Date”) (inclusive) Eligible Applications submitted on Fidelity Life Assurance Company Limited’s (“Fidelity Life”) E-App, by advisers with whom Fidelity Life has an active agency and current Distribution Agreement, will qualify for Extra Commission in accordance with these terms and conditions (“Offer”).


For the purposes of these terms and conditions:

  • Extra Commission means an additional 10% added to the Initial Commission Rate (as defined in the Distribution Agreement) after the Initial Commission Rate has been calculated in accordance with the terms of the Distribution Agreement.
  • Distribution Agreement means the agreement setting out the terms on which Fidelity Life appoints the Financial Advice Provider to provide distribution services in relation to its products.
  • Eligible Applications means an application for a life insurance product underwritten by Fidelity Life which results in a new policy coming into force but excludes any policy issued as a result of an application for an increase in cover or any other modification to an existing policy. For the avoidance of doubt, any application for the reinstatement and/or replacement of an existing Fidelity Life policy or any changes to an existing policy (for example, adding a cover or adding a person) are excluded.


The Extra Commission will form part of the Initial Commission and will be paid as Initial Commission in accordance with the terms of the Distribution Agreement. For the avoidance of doubt, the Extra Commission will be subject to any writeback that may apply to Initial Commission paid in respect of a policy resulting from an Eligible Application.

Fidelity Life does not guarantee the continued availability of Fidelity Life’s E-App nor gives any representation or warranty as to the E-App being free from interruption, restrictions or delays from time to time (“Disruption”). Fidelity Life will not, under any circumstances, be held liable for any loss resulting from a Disruption.

The Offer will automatically terminate at 11:59pm on the Expiry Date. For the avoidance of doubt, from the Expiry Date Fidelity Life will have no further obligation to pay Extra Commission in respect of any applications submitted after the Expiry Date.

Fidelity Life reserves the right to extend or terminate the Offer and/or amend the terms and conditions of the Offer at any time without prior notice.